Since there are no stockholders at credit unions — unlike banks — members receive the benefit of higher rates on their savings accounts, lower rates on loans, fewer and lower service fees, as well as many other benefits.

Because credit unions are not-for-profit financial cooperatives, the focus has always been on members. This is reflected in exceptional service, from refinancing a new member’s car at a lower rate, or a special loan to help keep a member warm during a difficult winter. Whatever you need, from student loans to refinancing a mortgage, your credit union will be with you every step of the way.

In Maine, these services are just part of the credit union difference. This International Credit Union Day, Oct. 16, 2014, we not only celebrate the impact credit unions have on members’ lives and their communities every day, but we celebrate you, because serving and helping you with your financial needs are what Maine’s credit unions are all about.

With Maine credit unions, you have a financial partner who understands the importance of coming together to benefit you, your community and your state!