DEAR SUN SPOTS: There are times when online I see advertisements stating that the government will pay for funeral costs for seniors. I am asking if this is a scam. I have wondered for a long time, therefore I am writing to you to clear it up. Thank you for your kindness for answering my concern. I don’t have any money to cover my funeral when the time comes. — No name, Auburn

ANSWER: Sadly, there are many fraudsters on the internet promising seniors they will take care of their final expenses when they pass away. Do not bite. These advertisements have been especially rampant since COVID-19 hit and people are being taken advantage of by the thousands. Some have received telephone calls where the caller identifies himself as a government agent and urges the target to “register” to have expenses covered by asking for personal information, including your Social Security number, credit card information and a deposit. Do not do it.

The Federal Emergency Management Agency has a program for those who died during the pandemic and a family member would have to contact the organization. They would not be calling you to urge you to “sign up — just in case.”

There have also been postcards and letters mailed out stating you can get payments from the state for final expenses. These mailings target seniors and although they are legitimate, the wording is confusing and misleading. These are simply an advertisement to entice you to buy life insurance. And if you read the fine print, it will say something like “not representing any government agency.”

I urge you to talk with friends and family, or a social worker or even a trusted medical professional about your situation. You may want to consider looking into a life insurance policy or a burial policy to take care of your final expenses. The monthly premiums depend on your situation and what insurance company you choose, but it will give you peace of mind.

You can also search for resources to help cover funeral expenses, including national and local charities, as well as the city or county where you live. Call 211 to find resources near you.

I wish you well as you attempt to take action regarding your end-of-life planning and I hope you find someone helpful who can give you expert guidance. Remember, just because you see something online doesn’t make it true and I’m really glad you checked in about this. Be careful everyone!

DEAR SUN SPOTS: You are the best detective around, so perhaps you can solve a mystery for us. We love Jennifer Rooks on Maine Public Radio but have recently begun hearing someone who sounds exactly like her but is given another name when they announce the show. What gives? Does she have a twin or a sister who is now doing radio shows? If so, we are doubly blessed! — Lida, Bethel

ANSWER: Perhaps you are hearing the voice of Cindy Han, who helps produce Maine Calling and sometimes hosts the show?

The two women are great at their jobs and yes, their voices do sound similar!

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